aaj kaal sabhi xetra mein bahut subidha aa gayi hein. Thik usi tarah education system mein bhi aaj kaal bahut sare subidha aa gaya hein. Agar koyi student paise ke wajah se pehle apni padhai puri nahi kar pate to wo apne padhai pure karne ke liye education loan le sakta hein.
Education loan aaj kaal lagbhag sabhi bank provide karti hein. lekin phir bhi jo loan kam interest mein deta hein us bank ka hi loan lena jyada assi hoti hein.
to aiye dosto is post par hum jante hein ki education loan kya hein, kaise lete hai, iske faide kya hein, ye loan lena thik hai ya nahi, process kya hai education loan Lene ki Puri jankari!
Education loan ke bare mein:
education loan ek aisa loan hein jo loan sirf student ko hi milta hein. agar koyi student higer study karna chahata hein or uske pas paisa ki thodi kami ho to wo education loan lekar apna padhai puri kar sakte hain.
Education loan lekar aap apni puri padhai complete kar sakte ho jisse apka paiso ke tension dur ho jayega. Education aaj kaal lagbhag har bank provide karta hein, jo ki ek bahut assi baat hein.
Education loan ke liye documents:
Education loan ke kaide kanun baki sabhi loan se alag hote hein, kyuki ye loan student ke higer study ke liye diya jata hein, taki us student ka future secure ho.
Agar aap education loan Lena chahte ho to pehle apka sabhi documents thik hona padega, apka marksheet, admit, certificate or saath hi apka PRC ka hona bhi important hein.
ye sabhi document verify hone ke bad apka ek or important kam hota hein ki aap jis college mein padhai karne ke liye jana chahte ho, us college ke principal ke hastakhsar ke samet ek verification certificate hona chaiye. or saath hi admission receive ka hona jaruri hote hein.
Education loan ke EMI system:
Education loan ke EMI system baki loan ke system se kafi alag hote hein, baki loan ka system ye hota hein ki aap baki loan ke EMI per month dena padta hein.
lekin education loan ke EMI aap ko monthly dena nahi padta hein, matlab monthly dena padega lekin loan lene ke turant bad hi nahi, apko tabhi dena padega jab apka padhai khatam ho jayega tabhi aap padhai khatam ke bad hi apka loan chukana suru karna padega.
Education loan ke faide:
Education loan ke ek bahut bade faide ye hein ki apko loan lene ke shuruwat se hi chukane ki jarurat nahi padte hein.
Jab apka padhai khatam ke bad apka kahi job lagta hein tabhi apko loan chukane padta hein, jo ki ek babut assi baat hein.
Education loan lena chahiye ya nahi:
Education loan lena chahiye ye nahi ye depend karta hein apke course ke upar, ki aap kaunsi course karna chahte hein, agar aap koyi professional course karna chahte ho to mere khayal se education loan lena apke liye assa hoga.
Agar apka course se apka job sure ho to apka loan lena safe hein. lekin agar aap sure nahi hote hein ki apka job sure nahi hein to apko education loan lena apke liye risk ho sakta hein.
kyuki apke loan apke education khatam hone ke bad chukana padta hein, agar apke haath mein job nahi ho to apke liye ek bahut badi musibat ho jayega ye loan chukana.
isliye apne course ke hisab se hi apko loan lena chahiye. taki bad mein chukane mein koyi taqleef na ho.
last word:
Toh dosto yeh tha education loan ke bare me kuch jankari, asha karta hu apko yeh jankari pasand aaye hai ,aur ummid he ki isse aplogo ko kuch janne ko mila education loan ke bare mein.
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